That might be bad enough but now you're left looking at a hefty repair bill to sort out the damage to your vehicle.
Well, before you call your insurance company, consider the benefits of using a specialist solicitor to help you to make a claim after your accident.
Read on to find out the top 5 reasons why you would be better off using a solicitor after your accident.
1 - A personal service If you've been injured in an accident, the last thing you want is to be treated like just another number in the system.
At a reputable law firm, you will be treated as an individual; you will be assigned to a specific solicitor or senior staff member who will be your point of contact throughout your claim.
Within a day or two of contacting the personal injury firm, a member of staff will visit you, face-to-face, at a time and place of your choosing.
This might be at work, at home or even to your hospital bedside.
This gives you an opportunity to get your side of the story recorded whilst it's still fresh in your mind, which can be very important if your version of events is challenged at a later date by the defendant.
2 - An expert legal service At a good personal injury claim law firm you will have highly professional and experienced people working on your claim.
These are people who have been dealing with claims for thousands of clients, often over a period of years or even decades, and who know all the ins and outs of the legal industry, in particular those of the personal injury claims process.
They can use this expert legal knowledge to make sure your claim is not under-settled and you receive every penny of compensation that you deserve.
3 - Aggressive approach to litigation If someone else has caused you injury, they should not be able to get away with paying you - the innocent victim - a derisory sum of compensation.
This is why a good law firm will aggressively pursue all claims with the insurance companies that represent the other side.
The legal teams will press for you to receive the maximum compensation for your injuries and advise you to let them take your claim all the way to a court hearing if they think they can secure you a better deal.
4 - Better value for you Making a claim on your insurance company might mean losing your no-claims discount, having to pay an excess towards some of the repair costs for your vehicle or having to put up with a sub-standard hire car whilst your own vehicle if off the road for repairs.
At a quality personal injury law firm, you don't have to worry about any of these things; they pride themselves on offering a quality product - with no hidden catches - to all clients.
This should include contacting your insurance company to safeguard your no-claims, recovering all the costs of hire and repair as part of your claim and providing you with a hire car of the same class as your own vehicle.
5 - Peace of mind From the experience of dealing with the victims of non-fault accidents, the personal injury firm will know that after an accident you will have a lot more on your mind than sorting out your claim.
This influences the way the firm will deal with your claim from start to finish; they won't want to place you under any undue stress during your claim that might prolong your recovery from your injuries.
The law firm's staff will be sympathetic and understanding towards you during your claim; they will never put you under pressure to settle your case early and if you choose, they will keep contact with you down to a minimum whilst you recover.