Credit : Business & Finance
As many as 53 percent of job applicants lie on their resume, according to the Society of Human Resource Management. Employers try to verify data, such as previous salary, and weed out exaggerated resumes through background searches and credit checks. You may be worried that an employer can find out
My credit is horrible.I've had a bankruptcy, charge-offs and collections even a judgment.So I don't think I'll ever get my credit straightened out.But I did just buy a new car.I say the guys on TV say "bad credit need a car"so I went down there and boy were they nice they ga
Because credit scores have become such an integral part of our financial lives, it is important that we understand what they're all about. Unfortunately, however, one survey has revealed that there are many Americans who don't really understand credit scores or how they work. In this artic
Is zero percent balance transfer card a double-edged sword? Find out the Dos and Don'ts of this offer as well as the best way to take full advantage of the benefits it provides.
When you're first trying to establish credit, you may be frustrated by the Catch-22 of needing credit to qualify for credit. However, you may be able to obtain a credit card through organizations that cater to those who are just beginning to establish credit. If you don't immediately qualify, you ma
Many entrepreneurs commit the error of using their personal credit to help finance their business. This is mainly because obtaining business credit with no personal guarantee is very tough for a new b
A debt settlement in these times can leave a person dried out if not done properly. Most people dont have the correct information available to them. Many times they end up getting involved with the ...
The Fair Debt Collection and Practices Act issues consumer credit card debt guidelines, but individual state laws dictate the statute of limitations for credit card debt collection. Arizona's statute of limitations on credit card debt is based on the classification of credit cards as open accounts.
Identity theft is fairly common, although not widely publicized. In 2005 the Better Business Bureau reported over 9 million victims a year for two years running. One's identity can be stolen by something as simple as a security breach on hospital data. It can be quite baffling to determine the
The article describes who benefits from balance transfer credit cards and why, and offers guidance to those shopping for one. The article is presented from the perspective of the customer and how the market economy benefits him through balance transfer credit cards.
With the ability to now get your credit score for free online, there's no more guess work when you go to apply for a loan. You don't have to wonder if you'll get approved for denied because you now have the ability of telling beforehand just what kind of loan you can get. But while th
Homes tend to increase in value over time, so you might think that a bank would want to purchase your property. Unfortunately, the same company that issued your mortgage probably does not want your home no matter what the cost or potential worth. In general, banks avoid owning property because they
Do you know that not repaying your credit card debt on time is illegal? You sign on a written contract and agreed to repay the entire amount on time. Technically speaking, your credit card issuer has the right to drag you to court the moment you make the first default.