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Personal Finance : Business & Finance

Can the IRS Garnish Wages From a Joint Checking Account?

An Internal Revenue Service levy occurs when you owe delinquent tax debts. Levies differ from liens in that liens place claims on your property to secure the tax debt. A levy physically seizes your property to cover the debt. Failing to pay your taxes or ignoring debt notices can result in a levy ag

Am I Entitled to My Wife's Hidden Bank Accounts in the Divorce?

Property division during divorce affects both spouses' financial futures. Before the court or the parties can decide how to divide a bank account, the spouses must include the bank accounts as property to be divided during divorce. A spouse may first need to find the hidden account through legal dis

Can You Get Unemployment Benefits if You Quit Your Job in California?

It is up to the Employment Development Department of California to decide eligibility for unemployment if you quit your job. You must meet the department's other eligibility requirements before the department will consider your quit claim. The minimum amount you can qualify for is $40 a week and the

Is FICA Deducted From Unemployment Benefits?

Unemployment benefits represent income, so you may have to pay federal income tax on the benefits you receive. Depending on where you live, your benefits may also be subject to state income taxes. However, the government does not consider unemployment benefits to be "earned income," so they are not

How Much Does a Correctional Officer Get Paid?

Considered to be in one of the riskiest occupations for non-fatal on-the-job injuries by the U.S. Department of Labor, correctional officers put their lives on the line every day they enter the country's jail systems. Correctional officers interact with prisoners daily, transferring them within the

Tips to Fix Credit After Bankruptcy

Declaring bankruptcy is undeniably credit damaging; however, taking this debt-escape option does not mean that your credit will be left beyond repair. Rehabbing your credit after bankruptcy is not an easy task, but with dedication and patience you can restore your credit to a reasonable...

How to Obtain a Credit Rating for a Business

If you operate a small business, you're likely interesting in establishing business or corporate credit. This is an excellent way to make a distinction between your business and your personal finances. However, it takes time to obtain a credit rating for a business. Like personal finances, your busi

Difference Between a 401(k) & a Roth Account

There are two types of 401(k) plans that can be offered by employers for their employees: traditional 401(k)s and Roth 401(k)s. Not all employers offer a Roth 401(k) option. If your employer does not have a Roth 401(k) option, you are ineligible.

Benefits of Employing a Structured Settlement Company

A structured settlement company assists people that are receiving annuity payments. Structured settlements are established when a person is entitled to large sums of money distributed over a set period time. Common uses include personal ...

How to Convert Retirement Accounts to a Roth IRA

Most retirement accounts are established as traditional accounts, meaning the contributions are pretax money. The value of the account grows, deferring taxes until distributions are taken for retirement income. Traditional accounts include individual retirement accounts, 401k and 403b plans. Retirem

How to Figure the Homestead Rebate in Wisconsin

Applying for the Wisconsin homestead rebate is a wise way to save money at tax time. In Wisconsin, according to the Wisconsin Department of Revenue (DOR), residents with a low annual income are eligible for the rebate. As of 2010, any Wisconsin resident making a maximum of $24,680 per year should fi

The Average Salary of Calculus Professors

Calculus is a branch of mathematics taught at the high school and college level. Calculus professors teach calculus classes in universities, community colleges and other secondary educational facilities. The Bureau of Labor Statistics does not differentiate between calculus professor salaries and th

Cards and Prepaid Cards presented on MySavingExpert

MySavingExpert is an online subject entity that provides out of the ordinary kinds of insurance policies, assistance on fiscal correlated concerns such as sum unpaid, mortgages, and credit cards, skin that can help you evaluate ...

Putting Financial Priorities On Top

Thomas Carlyle, historian and writer during the Victorian Era, once wrote, “There are but two ways of paying debt: increase of industry in raising income, increase of thrift in laying out.”  One of the contributors ...

Importance of Conserving Energy

There are many people who really do not understand exactly why we need to go about conserving energy. We hear of it in snippets of conversations, or read about it in magazines and newspapers. However, ...

Grants for Gay Writers

Gay, lesbian, bisexual and transgender writers who are seeking to fund their projects and receive career support can apply for grants from non-profit organizations. Prestigious organizations support writers of fiction, nonfiction, poetry, screenplays and plays. Judges of prizes include famous writer

How to Know That a Debt Buyer Owns Your Account

When an account is delinquent, it is normally sent to a collection agency that will attempt to collect the past due amount. If it can't collect, the debt is usually charged off. Sometimes, during this process, the debt may be sold to another company that can continue to try to collect on it. Normall

How to Calculate Disability

According to their Annual Report, the Social Security Administration provided disability benefits to 8.9 million people in 2009. Of these 87% were disabled workers. When a worker becomes disabled and is unable to continue earning, disability benefits replace wages as the primary source of income. Ca

The Deductions Limits for Children in Florida

A way to reduce your tax liability is to claim your children as dependents on your federal and Florida state tax returns. The tax credit amount you receive is based on how many children you have and the amount of money you earned during the tax year. Children must be under the age of 17 and live in